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Car and Truck Accidents in Florida: What’s the Difference?

Your life may never be the same after being injured in a truck accident. You could have had life-threatening, debilitating, or even permanent injuries, costing you hundreds of thousands of dollars in medical bills and missed wages. Most people are familiar with car accidents, but if the vehicle that caused your accident was a commercial truck (a semi-truck, a flatbed truck, a cement truck, etc.), you may not know what to do next. Below are a few important differences between Florida car and truck accidents that you should be aware of while seeking compensation.

Insurance Coverage

Trucks are normally required to carry higher insurance because they cause more serious damage when involved in accidents. In Florida, different minimums apply to commercial trucks depending on the sort of goods they transport and whether or not they are heading out of state. Accident victims may be able to receive more compensation because the minimum coverage levels are increased.

Complexity Involved 

In any truck accident case, getting compensation is far more difficult than recovering compensation in a car accident case, primarily because determining fault in truck accident cases is more difficult. Other parties involved in a truck accident could include the driver’s employer, mechanics or technicians who maintained the truck, the truck manufacturer, and the company that loaded the cargo. Multiple insurance firms may represent these parties, making negotiations and litigation more difficult.

Amount of Evidence

The more evidence you have to back up your claim in any accident, the better. The police report, images or videos of the collision, eyewitness testimony, and medical paperwork are all common pieces of evidence in car accidents. One of the primary differences between Florida car and truck accidents is that in a truck accident, there is always considerably more evidence accessible. A data recorder is installed in trucks. There are log reports, freight manifests, hiring records, and other kinds of information that can be used to precisely assess fault and build a compelling case for you to be compensated fairly for your injuries.

Truck insurance companies will battle tooth and nail to avoid paying you the full value of your injuries. However, if you’ve been seriously hurt in a truck accident that wasn’t your fault, an experienced Florida car accident attorney can help investigate the accident, explain your legal options, determine the worth of your injuries, and recover the compensation you deserve.

Trucking accidents can bring about devastating injuries, which is why having experienced legal counsel on your side is essential. James Piccolino Law, P.A. can combine his unique medical knowledge from years of practicing chiropractic medicine with the legal knowledge of truck accident cases to help you seek justice. Visit James Piccolino Law online to request a consultation.

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